life Posted February 7, 2003 Report Share Posted February 7, 2003 ok i copied this from my report ---please notice when it says it will be deleted how did they come up with this date ---this is from experian credit watch Account charged off. $1,628 written off. $1,477 past due as of 3-1999. Status Details: This account is scheduled to continue on record until 8-2005.This item was verified on 9-2002 and remained unchanged. Date Opened:02/1998 Type: InstallmentReported Since: 03/1999 Terms: 36 MonthsDate of Status: 03/1999 Monthly Payment: $0 Last Reported: 03/1999 Responsibility: Joint Credit Limit/Original Amount: UnknownHigh Balance: $1,821Recent Balance: $1,477 as of 03/1999 Recent Payment: $0 Link to comment Share on other sites More sharing options...
Anonymous Posted February 7, 2003 Report Share Posted February 7, 2003 Guessing this is from an auto loan, the date reflects 7 years from the last payment that was made on the account. Do you remember the last time you paid this account? What is reporting is that you made your last payment on 8/98 if Im not mistaken, hence 'date of last activity'. That’s where the date of 8/2005 comes from. Link to comment Share on other sites More sharing options...
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