Jump to content

7 years start when


life
 Share

Recommended Posts

ok i copied this from my report ---please notice when it says it will be deleted how did they come up with this date ---this is from experian credit watch

Account charged off. $1,628 written off. $1,477 past due as of 3-1999.

Status Details:

This account is scheduled to continue on record until 8-2005.

This item was verified on 9-2002 and remained unchanged.

Date Opened:

02/1998

Type:

Installment

Reported Since:

03/1999

Terms:

36 Months

Date of Status:

03/1999

Monthly Payment:

$0

Last Reported:

03/1999

Responsibility:

Joint

Credit Limit/Original Amount:

Unknown

High Balance:

$1,821

Recent Balance:

$1,477 as of 03/1999

Recent Payment:

$0

Link to comment
Share on other sites

Guessing this is from an auto loan, the date reflects 7 years from the last payment that was made on the account. Do you remember the last time you paid this account? What is reporting is that you made your last payment on 8/98 if Im not mistaken, hence 'date of last activity'. That’s where the date of 8/2005 comes from.

Link to comment
Share on other sites

Guest
This topic is now closed to further replies.
 Share

×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.