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What's this on my Experian report?

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I had a 60 day with a Countrywide mortgage. I am aware of the 60 day late so I wrote a "friendly" letter to Countrywide explaining the circumstances and kindly asked if they "could provide any help". I also asked that they show that the account was paid and closed in 2000, as it is showing as current with a zero balance. I never heard back from them but all 3 reports now show the info. as disputed. I then sent letters to the CRA's asking that they verify the information. Finally, my question is: On my experian report there is an area that says "Your statement: Account information disputed by consumer (Meets requirement of the Fair Credit Reporting Act)". What does the reference to the FCRA mean???? Are they implying that Countrywide has validated the information?



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