Anonymous Posted July 16, 2002 Report Share Posted July 16, 2002 Has anyone heard of this web site? (www.worthknowing.com) It says it is not a credit bureau but a credit report reseller. They offer free credit reports and "advice". But if they are not a credit bureau yet provide you with a credit report will this show on your report as a soft or hard inquiry. I'm applying for a mortgage soon & don't need ANY hard inquiries. Check out the site and let me know your thoughts.Kathy Link to comment Share on other sites More sharing options...
admin Posted July 16, 2002 Report Share Posted July 16, 2002 Some people I know have called it notworthknowing.com or worthless.com, but I really have no first-hand knowledge. Link to comment Share on other sites More sharing options...
Anonymous Posted July 16, 2002 Author Report Share Posted July 16, 2002 That's all I need to know!!!!! Thanks Admin Link to comment Share on other sites More sharing options...
frencheese Posted July 22, 2002 Report Share Posted July 22, 2002 I tried them. They have their own 100-point scale they rate you on, supposedly if they give you a "20" that means you are in the 20th percentile. they're full of crap tho because the last time I pulled my report with them they gave me a "5" and at the time I was in about the 30th percentile. it basically seems to be another way to sucker people in to applying for suck a$$ credit cards when they could be getting better ones.however, you do get a free transunion report from them every ninety days, so i go there when my ninety days are up and i don't feel like buying my transunion report.briana Link to comment Share on other sites More sharing options...
frencheese Posted July 22, 2002 Report Share Posted July 22, 2002 I missed your question. it shows up on your report as a soft inquiry, since you are initiating the request through them, like if you got your report from truecredit.briana Link to comment Share on other sites More sharing options...
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