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Help Please....


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My husband received his report today and we found that an auto loan that has already been paid off is listed as delinq60. The car got totaled and was paid off by the insurance company in August 2001. I have the bill from Ford Motor Credit saying our balance was zero and everything. What should we do? Should we dispute with Equifax or Ford Motor Credit? :confused:

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Dispute with Ford first. But let me caution you: I have dealt with Ford. You will need to find a member of upper management, and I don't mean the manager of the Austin Ford Credit branch or the manager of the Omaha Ford Credit branch. Go over even that persons head, because he can't help you either. He didn't help me.

I'm not sure how you could do this, except check the BBB online. They might have something.

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