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I used them long time ago. The credit report I received was much much different than I got from all 3 CRAs. Too many mistakes...

Remember, you get what you pay for, and since worthknowing is free, you know what you will get LOL

[Edit by creditmess on Thursday, March 20, 2003 @ 04:27 PM]

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<blockquote>Originally posted by gnosis

Is worthknowing.com still good for bumpage? Any of you cats having success doing this? Any feedback would be greatly appreciated. thanks.

</blockquote>

It doesn't seem to work for me, but I have heard it does for others. Doesn't hurt to try.

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<blockquote>Originally posted by creditmess

I used them long time ago. The credit report I received was much much different than I got from all 3 CRAs. Too many mistakes...

Remember, you get what you pay for, and since worthknowing is free, you know what you will get LOL

</blockquote>

Since they pull from TU, you'll only get a TU report from notworthknowing. But IME, it's been an exact replica of my TU report (with the exception of suppressed items).

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You should pull directly from the credit bureaus this way you know and it does not lower your beacon score. www.experian.com www.transunion.com www.equifax.com Experian and Equifax have club memeberships they are wonderful 30day free trail memeberships. Trans Union is still behind but you can at least view you score.

________

Wendie 99

Edited by sweetpea
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<blockquote>Originally posted by sweetpea

You should pull directly from the credit bureaus this way you know and it does not lower your beacon score. www.experian.com www.transunion.com www.equifax.com Experian and Equifax have club memeberships they are wonderful 30day free trail memeberships. Trans Union is still behind but you can at least view you score.

</blockquote>

Yea, most of us are using those services already. We are talking about using a thirdparty to incur soft inquiries resulting in hard inquiries dropping off your reports, called "bumpage".

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<blockquote>Originally posted by gnosis

Swede,

thanks for clarifying 'bumpage' for the newbies ;) I'm still bumpin' hoping to get bumped back one of these ol' days :p

</blockquote>

De nada, here's some threads on the topic.

http://www.debt-consolidation-credit-repair-service.com/cgi-local/cutecast/cutecast.pl?forum=1&thread=4070

http://www.debt-consolidation-credit-repair-service.com/cgi-local/cutecast/cutecast.pl?forum=1&thread=3047

http://www.debt-consolidation-credit-repair-service.com/cgi-local/cutecast/cutecast.pl?forum=16&thread=3021

EX doesn't honor bumpage in any form and unfortunately, people that are signing up now for EQ's monitoring trial are only allowed 4 reports per year. It used to be one per 24 hour. The software can only support a certain amount of data and when people pulled the soft every 24 hours, they started seeing the oldest inquiries fall off, whether hard of soft. Now for some reason, it occurrs mid-report with no real science to it, it seems. Worthknowing places softs on TU which seem to be honoring bumpage for some people.

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<blockquote>Originally posted by Swede

<blockquote>Originally posted by gnosis

Swede,

thanks for clarifying 'bumpage' for the newbies ;) I'm still bumpin' hoping to get bumped back one of these ol' days :p

</blockquote>

De nada, here's some threads on the topic.

http://www.debt-consolidation-credit-repair-service.com/cgi-local/cutecast/cutecast.pl?forum=1&thread=4070

http://www.debt-consolidation-credit-repair-service.com/cgi-local/cutecast/cutecast.pl?forum=1&thread=3047

http://www.debt-consolidation-credit-repair-service.com/cgi-local/cutecast/cutecast.pl?forum=16&thread=3021

EX doesn't honor bumpage in any form and unfortunately, people that are signing up now for EQ's monitoring trial are only allowed 4 reports per year. It used to be one per 24 hour. The software can only support a certain amount of data and when people pulled the soft every 24 hours, they started seeing the oldest inquiries fall off, whether hard of soft. Now for some reason, it occurrs mid-report with no real science to it, it seems. Worthknowing places softs on TU which seem to be honoring bumpage for some people.

</blockquote>

You can get more then four reports per year if you pay the $12.95 price. I called them and that's what they told me. I pull mine once a month.

:cool: :cool:

________

NEXIUM CLASS ACTION LAWSUIT

Edited by sweetpea
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For shizzle Swede.

Sweetpea - whazzup!

Used to be you could pull once a day as part of the yearly package at no extra cost (Equifax). If you didn't get in on that deal - you gotta go the more expensive (what you're referring to sweetpea)route now. You diggin' me now right? :)

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<blockquote>Originally posted by sweetpea

You can get more then four reports per year if you pay the $12.95 price. I called them and that's what they told me. I pull mine once a month.

</blockquote>

As you can see, I'm talking about the monitoring service, not individual reports.

<blockquote>Originally posted by Swede

EX doesn't honor bumpage in any form and unfortunately, people that are signing up now for EQ's monitoring trial are only allowed 4 reports per year. It used to be one per 24 hour. </blockquote>

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