troubledconsumer Posted March 27, 2003 Report Share Posted March 27, 2003 I have the following message on every credit report:"This address is a non-residential address: 805 oak st my town, my state my zip ." "PERSONAL SERVICE: 805 oak st my town, my state my zip" what does this mean? It is listed at bottom under "NOTICES:"But this is in fact my real residential address? Is this "Notice" effecting my score?thanks for any replies Link to comment Share on other sites More sharing options...
kb9tbq Posted March 27, 2003 Report Share Posted March 27, 2003 Do you live somewhere that was at one time a business or something else of the sorts - prior to you living there?See some people in small towns that live above stores and the such. This is just a fault of the system, I am not sure how to go about setting the CRA straight on these though - might try a letter asking what they require of you to prove this is a residential address. Link to comment Share on other sites More sharing options...
troubledconsumer Posted March 27, 2003 Author Report Share Posted March 27, 2003 yeah, i know this housw was never used as a bussiness. It is in a large city suburb housing, in rtesidential zone.does this hurt my CR? Link to comment Share on other sites More sharing options...
kb9tbq Posted March 27, 2003 Report Share Posted March 27, 2003 This will continue to kick up when ever a creditor uses fraud alert / hawk alert / or Equifax (can't remember name of their product). Least would dispute this with the CRAs, honestly I don't know on how this affects credit scoring though. It should not; but may have creditors asking you questions on a regular basis about this listing. Link to comment Share on other sites More sharing options...
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