Capepuffin Posted April 16, 2003 Report Share Posted April 16, 2003 Does this mean that I have a mixed file? If it does, does the CRA let creditors know that my file is mixed?I just got my EX report in the mail this is how it is addressed to me:****************MIXED AADC 683Karen Capepuffin123 Sesame StSummer, MA 12345 Link to comment Share on other sites More sharing options...
kb9tbq Posted April 16, 2003 Report Share Posted April 16, 2003 ****************MIXED AADC 683I am not sure; if this is referring to something else; would be a good idea to call them and ask for explaination for that part.They do remix on a regular basis; so be sure to look over all info in the report (anything not belonging to you will confirm this). Link to comment Share on other sites More sharing options...
Capepuffin Posted April 16, 2003 Author Report Share Posted April 16, 2003 <blockquote>Originally posted by kb9tbqThey do remix on a regular basis</blockquote>kb9, What do you mean? Link to comment Share on other sites More sharing options...
kb9tbq Posted April 16, 2003 Report Share Posted April 16, 2003 Think we dicussed this before; can't remember where though.Credit Reports are pulled by this information:NameAddressSocial Security NumberIf anything matches before the social security number is checked it the CRA will pull in all tradeline information on all people sharing similar name & address.But if you have a common name (especially guys) where father/son sharing the same name. And then they had lived at the same address - this will really become a mess.Example the son had a judgment; but when it got added to the Credit Report - it actually shows up on the fathers credit report. So if you get the CRA to un-mix the file; it is up to you to be careful when applying for credit not to give that information in such a way for the file to get mixed again. Ways to insure this include:Using Full name; including Jr./Sr./I/II/III...Don't give additional address where the other person lives. Also helps if you get this deleted off the credit report.Otherwise; you may just back right where you started cleaning the file up. Link to comment Share on other sites More sharing options...
Capepuffin Posted April 16, 2003 Author Report Share Posted April 16, 2003 Thanks for the reply. Yes, we did discuss this. I guess I didn't understand the way you worded your answer in the previous post. Sorry! Link to comment Share on other sites More sharing options...
kb9tbq Posted April 16, 2003 Report Share Posted April 16, 2003 No problem; I forget things all the time; have a visual memory - that if I follow on a once travel path (the rest starts to come back to me). But this creates a lot of hind sight in my case. lol Link to comment Share on other sites More sharing options...
Recommended Posts