cleancreditby04 Posted April 19, 2003 Report Share Posted April 19, 2003 Hey all, I'm new at this. I pulled my credit report from EQ for the first time today, and the first thing I noticed is that my date of birth is off by almost 5 years. I called EQ and was told that I need to fax/mail them copies of my DL and Birth Certificate or SS card in order for them to make the change. Instead, I faxed a letter stating that the DOB info is wrong and for them to please correct the info (not giving the correct DOB), as this indicates that someone else may be using my info to obtain credit ... (something to that effect). Would this fax put everything on my report in dispute? And how long does it take after sending the initial correspondence for the items to show as disputed? Link to comment Share on other sites More sharing options...
Capepuffin Posted April 19, 2003 Report Share Posted April 19, 2003 <blockquote>Originally posted by cleancreditby04Hey all, I'm new at this. I pulled my credit report from EQ for the first time today, and the first thing I noticed is that my date of birth is off by almost 5 years. I called EQ and was told that I need to fax/mail them copies of my DL and Birth Certificate or SS card in order for them to make the change. Instead, I faxed a letter stating that the DOB info is wrong and for them to please correct the info (not giving the correct DOB), as this indicates that someone else may be using my info to obtain credit ... (something to that effect). Would this fax put everything on my report in dispute? And how long does it take after sending the initial correspondence for the items to show as disputed? </blockquote>You have to send the CRA the info. that they asked for if you want your correct DOB to show on your report. They will now send you a letter re-asking you for this info. Also, they will want you to submit a fraud alert and mark your account in this way. Were you a victom of fraud? If not you might want to re-think how you handle your CR repair. Welcome to the board! Ask all of the questions you like. There are many great people here who will be happy to help you. Keep reading everything that you can on this board. Link to comment Share on other sites More sharing options...
breathing_easier Posted April 19, 2003 Report Share Posted April 19, 2003 Shows how different the CRAs can be. I called TU to notify them that they were reporting my date of birth incorrectly and they made the change right over the phone. Link to comment Share on other sites More sharing options...
kb9tbq Posted April 19, 2003 Report Share Posted April 19, 2003 Well all depends greatly on the person whom you call; sometimes if you can't get something corrected on the 1st try. Hang up the phone and call back in to get a different person and submit your dispute again. Most likely you will get a different response.If you want to fix the matter for good; refax but include copy of your drivers license (with the DL # marked out) but make sure the picture copies clear for them to see as well as the DOB section that they can read. This should get it done for sure; I fax documents all the time with no problem. Link to comment Share on other sites More sharing options...
cleancreditby04 Posted April 20, 2003 Author Report Share Posted April 20, 2003 Thanks guys! How long will it take for new disputes to show as disputed on my report? Link to comment Share on other sites More sharing options...
paw67 Posted April 20, 2003 Report Share Posted April 20, 2003 <blockquote>Originally posted by cleancreditby04How long will it take for new disputes to show as disputed on my report?</blockquote>In my case, I mailed letters cmrr on March 11th, they signed for them on March 14th but did not actually put them in dispute until March 26th. At first I was very upset about it since it took them so long but after reading several posts and finding that the 30 days for them to investigate started on the day they received my notice, I was happy. Their delay only gave them 18 days to respond instead of the normal 30.Good luck!!paw67 Link to comment Share on other sites More sharing options...
cleancreditby04 Posted April 20, 2003 Author Report Share Posted April 20, 2003 Thanks! What about telephone disputes? And do I have to continuously pull (and pay for) my report in order to see the updates before the 30 days is up? Link to comment Share on other sites More sharing options...
kb9tbq Posted April 20, 2003 Report Share Posted April 20, 2003 http://www.debt-consolidation-credit-repair-service.com/cgi-local/cutecast/cutecast.pl?forum=16&thread=4124Here is a thread on different monitoring services.Telephone disputes will go from the day you call in. Just make notes of the date; time; & person you speak with. Link to comment Share on other sites More sharing options...
cleancreditby04 Posted April 20, 2003 Author Report Share Posted April 20, 2003 Thanks! Link to comment Share on other sites More sharing options...
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