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<blockquote>Originally posted by agr

how long do charged off accounts and collection agency accounts have to stay on your credit report


Check this thread on information on the 7 year reporting period http://www.debt-consolidation-credit-repair-service.com/cgi-local/cutecast/cutecast.pl?forum=1&thread=3411 The date of last activity is not entirely correct, EQ does state that that is the timer for the 7 years, however, the true definition is that it's the initial missed payment that led to the delinquency plus 180 days for accounts placed after Dec. 1997.

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