momoney4me Posted April 23, 2003 Report Share Posted April 23, 2003 I just received an updated credit report from Equifax, stating they deleted 5 of the accounts I protested. That is the good news. The bad news is the new report has several of my good accounts missing, which makes it look like I have never had much credit. Is the new credit report a complete one, or are they just showing me the changes? Or, did they actually delete accounts that I didn't have a problem with? Anyone have this problem before? [Edit by momoney4me on Wednesday, April 23, 2003 @ 08:52 AM] Link to comment Share on other sites More sharing options...
paw67 Posted April 23, 2003 Report Share Posted April 23, 2003 I've read on this board that others have had the same thing happen from time to time. Are the good accounts still open? I would probably try to contact the OC and ask them to re-report them to the CRA.paw67 Link to comment Share on other sites More sharing options...
kb9tbq Posted April 23, 2003 Report Share Posted April 23, 2003 Depending on which CRA did the updating you will not recieve a full credit report to know the fact of the matter. Experian in this area does that.So you might want to pull a new credit report to be sure. If they did delete good tradelines - your only recourse will be contacting the creditor and beg borrow plead with them to get it reported back on. The CRA can't fix it once they delete. Link to comment Share on other sites More sharing options...
Waxworks Posted April 23, 2003 Report Share Posted April 23, 2003 <blockquote>Originally posted by kb9tbqDepending on which CRA did the updating you will not recieve a full credit report to know the fact of the matter. Experian in this area does that.So you might want to pull a new credit report to be sure. If they did delete good tradelines - your only recourse will be contacting the creditor and beg borrow plead with them to get it reported back on. The CRA can't fix it once they delete.</blockquote> Link to comment Share on other sites More sharing options...
Waxworks Posted April 23, 2003 Report Share Posted April 23, 2003 I dispute an with Equifax. It comes back as verified.....what now? I have had some deleted, others are a pain to delete. I paid charge-offs, now I want those deleted as well. My next round of investigations (#8 so far, is due May 11 (a Sunday)...I will keep you posted on what I learn Wish me luck!!! Link to comment Share on other sites More sharing options...
kb9tbq Posted April 23, 2003 Report Share Posted April 23, 2003 Run through the gambit of other reasons to dispute:Incorrect Open DateInocrrect StatusIncorrect High Credit / LimitIncorrect BalanceTake your pick - know there are others; but just pick at each individual detail in the tradeline. Something is sure to shake it loose eventually. Unfortunately some come off faster than others.Good luck with your results Link to comment Share on other sites More sharing options...
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