Digilux Posted April 26, 2003 Report Share Posted April 26, 2003 I tried to re-dispute a Charge-off account with Experian online and it would not allow me to dispute the account at all...under no circumstance. It keep stating that I have already disputed that item and that the creditor indicates the account is mines. Now, I have always disputed this account as Not Mines...and when I tried to dispute this account as Closed or Unauthorized Signature their system would not allow me to. This is the first time I have disputed this account as something other then Not Mines. Furthermore, I feel that Experian has placed a block on my file, which won't allow me to dispute this account anymore. Is this heard of...any suggestion would be greatly appreciated. Link to comment Share on other sites More sharing options...
Anonymous Posted April 26, 2003 Report Share Posted April 26, 2003 their system does that to me every once in a while. you'll just have to dispute it via snail mail. good luck. Link to comment Share on other sites More sharing options...
kimber6337 Posted April 26, 2003 Report Share Posted April 26, 2003 Disputing is good to do about every 60 days, in some situations you should dispute back to back. They can't block you from disputing it; it’s your right. But they can deem the dispute frivolous if you dispute over and over and over. Link to comment Share on other sites More sharing options...
morrow Posted April 26, 2003 Report Share Posted April 26, 2003 next time try disputing something within the account, like the account # or the balance or something.For those of you who happen to read my posts, you will notice that this is my friggin answer to everything....weird! Link to comment Share on other sites More sharing options...
Digilux Posted April 27, 2003 Author Report Share Posted April 27, 2003 Yeah..maybe I'll try the account #...that should work. Link to comment Share on other sites More sharing options...
Swede Posted April 29, 2003 Report Share Posted April 29, 2003 Experian online only allows you to dispute an account once- you'll have to move onto other venues of disputes. Link to comment Share on other sites More sharing options...
Digilux Posted April 30, 2003 Author Report Share Posted April 30, 2003 <blockquote>Originally posted by SwedeExperian online only allows you to dispute an account once- you'll have to move onto other venues of disputes. </blockquote>could you give me some ideas or..threads Link to comment Share on other sites More sharing options...
kimber6337 Posted April 30, 2003 Report Share Posted April 30, 2003 I've disputed the same account many times online with experian, but you have to wait like 90 days or something. Link to comment Share on other sites More sharing options...
Swede Posted April 30, 2003 Report Share Posted April 30, 2003 <blockquote>Originally posted by Digiluxcould you give me some ideas or..threads</blockquote>Wrong balanceWrong dateWrong typePaid before collectionWrong HCLNever late<blockquote>Originally posted by kimber6337I've disputed the same account many times online with experian, but you have to wait like 90 days or something.</blockquote>Humpf- well go figure you'd get some preferrential treatment before me. They won't let me re-dispute anything online Link to comment Share on other sites More sharing options...
crofttk Posted April 30, 2003 Report Share Posted April 30, 2003 <blockquote>Originally posted by SwedeExperian online only allows you to dispute an account once- you'll have to move onto other venues of disputes. </blockquote>By other venues, I thought you meant by phone or snail mail (CMRRR).I thought I saw someone mention that once they get locked out online it went through by other means. Link to comment Share on other sites More sharing options...
Swede Posted April 30, 2003 Report Share Posted April 30, 2003 <blockquote>Originally posted by crofttkBy other venues, I thought you meant by phone or snail mail (CMRRR).</blockquote>Oh yes, that's of course also what I meant You can still use fax, phone and snailmail of course. [Edit by Swede on Wednesday, April 30, 2003 @ 06:43 AM] Link to comment Share on other sites More sharing options...
kimber6337 Posted April 30, 2003 Report Share Posted April 30, 2003 <blockquote>Originally posted by SwedeHumpf- well go figure you'd get some preferrential treatment before me. They won't let me re-dispute anything online </blockquote>Before you? Never! Link to comment Share on other sites More sharing options...
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