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Is zero balance good?


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Hi all,

I am finally getting money to pay off some old debts and I

contacted one of my creditors (FLEET) and talked to them about my

credit report entry....they said that it is being updated to "sold,

zero balance" and the lady couldn't tell me what this means or how

creditors view this.

I then called the collection agency (FIRST SELECT) and made a

settlement with them for less than 1/2 the total.....they are

sending me a "zero balance letter" to send to the CRA's to fix my

account standing.

Is this zero balance thing good, bad or just neutral?

Thanks,

Rob

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