Anonymous Posted April 27, 2003 Report Share Posted April 27, 2003 Im new at this ! Just got back my credit report im standing at a 563 score currently. ihave 3 med. collections on there . one settlement on a credit card . and another late credit card the only good thing is a bank loan paid off early with no late payments .. since then i paid off all my collections and credit cardand closed out the account . Should i try to have have this things removed all togther and just leave the one good thing? help Link to comment Share on other sites More sharing options...
lisak72 Posted April 27, 2003 Report Share Posted April 27, 2003 Personally, I would work to get the collections off there. As far as the paid late on the credit card...depending on how old, you could dispute never late or try goodwill letter to the OC. Just my thoughts...see if the pros would do any different! Link to comment Share on other sites More sharing options...
morrow Posted April 27, 2003 Report Share Posted April 27, 2003 <blockquote>Originally posted by Burtonsco Im new at this ! Just got back my credit report im standing at a 563 score currently. ihave 3 med. collections on there . one settlement on a credit card . and another late credit card the only good thing is a bank loan paid off early with no late payments .. since then i paid off all my collections and credit cardand closed out the account . Should i try to have have this things removed all togther and just leave the one good thing? help</blockquote>Yeah I would just dispute these collections as not yours with the CRA. Write a goodwill letter to the account with the late pays, try doing it on planetfeedback.com, it doesnt matter if the account is old or new, opened or closed. I had success with a Sears account that had a lot of late pays. They went ahead and took all of them off!Good luck to you! Link to comment Share on other sites More sharing options...
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