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This seems odd - score drop on Equifax


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New Information SEARS 173XXXXXXXXX 09-1992 5 $0 N/A 04-2003 Account transferred or sold, Charge

Previous Information SEARS 173XXXXXXXXX 09-1992 5 $0 N/A 04-2003 Account transferred or sold, Collection account

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and my score dropped nearly 40 pts!!

all that changed is it went from "collection account" to "charge"? but is still 0 balance..

Any ideas??

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