Jump to content

Credit Score

Recommended Posts

Same loan application, same broker, 2 Hard inquiries. Shouldn't it count as 1 if it is for the same loan? There was a 3 month lapse

since the first report was pulled.

It has cost me 3 points putting me just under

the 680 mark and now I am required to show

3 months of reserves. I am steamed!!!!!

Link to comment
Share on other sites

My understanding is that hard pulls for mortgages within 14 days count as a single pull. With your situation, it will show 2 because it was pulled outside the 14 day range. It makes no difference whether it was from the same company or same loan.

Link to comment
Share on other sites

This topic is now closed to further replies.

  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.