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does anyone have any insight on the difference and what it affects?

i did privacy guard today and i saw this

collection account

eq open

ex closed

tu open

charge off (OC same account as above)

eq open

ex closed

tu closed

ALSO, equifax is the only one to say "consumer disputes investigation in progress"

ALSO, since experian has my birthday wrong, if they keep my charge off and collection account on my report after my 30 days, can i dispute again and say "hey look i wasn't even 18 when this account was opened" since they have my birthday a year later than it is??? or is that just over the top??

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<blockquote>Originally posted by Idon'tpay

does anyone have any insight on the difference and what it affects?

i did privacy guard today and i saw this

collection account

eq open

ex closed

tu open

charge off (OC same account as above)

eq open

ex closed

tu closed

ALSO, equifax is the only one to say "consumer disputes investigation in progress"

ALSO, since experian has my birthday wrong, if they keep my charge off and collection account on my report after my 30 days, can i dispute again and say "hey look i wasn't even 18 when this account was opened" since they have my birthday a year later than it is??? or is that just over the top??

</blockquote>

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