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CHARGEOFF????


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I AM NEW AT THIS BUT CAN SOMEONE TELL

ME IF I PAY 250.00 DOLLAR BALANCE LEFT ON

A CAR LEASE THAT SAYS CHARGE OFF?(I DON'T KNOW

WHAT THAT IS)WILL MY SCORE GO UP??

AND ALSO A WATER BILL THAT I DID PAY IS ON THEIR

WHAT DO I DO ABOUT THAT??

ANY HELP I WOULD BE GREATFUL. THANKS LEIGH

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<blockquote>Originally posted by LAB

I AM NEW AT THIS BUT CAN SOMEONE TELL

ME IF I PAY 250.00 DOLLAR BALANCE LEFT ON

A CAR LEASE THAT SAYS CHARGE OFF?(I DON'T KNOW

WHAT THAT IS)WILL MY SCORE GO UP??

AND ALSO A WATER BILL THAT I DID PAY IS ON THEIR

WHAT DO I DO ABOUT THAT??

ANY HELP I WOULD BE GREATFUL. THANKS LEIGH

</blockquote>

An account listed as "charge off" whether paid or not is always derogatory. You should strive to have charge offs either removed or listed as "paid as agreed, closed by consumer". You should dispute it as not mine with the CRA as your first step and hope it's removed. Come back and let us know what happens and we'll help you with your next step. You really need to read up on the board here, most of these initial questions you have have most likely been answered before and it'll give you a good foundation on credit repair.

Also, please don't type in all caps, it's considered "yelling" and is a PITA to read. ;)

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Thank you for your help. I just spoke

to my lawyer about a matter i have with

an account from my exhusband. this

other one for 250 has his name on it to.

Does that matter? I don't mean to

sound stupid about this but how do i say

it's not my debt.And also where do i get all the address to the cbs. thanks leigh

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<blockquote>Originally posted by Lizzy

I got a letter today from EQ saying my dispute has been changed to chargeoff-closed by consumer( I disputed NOT MINE). When I checked my EX today, the same accounts got deleted. Now how do I handle this? Liz

</blockquote>

?? What am I missing, isn't that a good thing, a charge off deleted? :confused:

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