Xanathos Posted May 26, 2003 Report Share Posted May 26, 2003 Summary: Round 1 of disputes, one of the tradelines was Sprint PCS for $436.. fell right off EQ and EX, TU has refused to investigate.. gonna send an ITS letter to them this week.. BUTI checked my PG report today and my TU had NOT ONLY the first Sprint PCS collection:CA: Sprint PCSCollection Account Acct Status: Open Monthly Payment: N/A Date Open: Sep, 2000 Balance: $436 Terms: N/A High Balance: N/A Limit: N/A Past Due: N/A Remarks: Placed for collection Payment Status: Collection account But ALSO THIS quasi-duplicate account:CA-11 Sprint PCSCollection Account Acct Status: Open Monthly Payment: N/A Date Open: Jan, 2003 Balance: $436 Terms: N/A High Balance: N/A Limit: N/A Past Due: N/A Remarks: Placed for collection Payment Status: Collection account As you can see, the only differences between the two are the collection agency names(Sprint PCS to 11 Sprint PCS) and the placement date(Sept. 2000 for PCS and Jan. 2003 for PCS 11).I should also note that this new one was NOT on my credit report in January. Is this Sprint re-aging a debt or is it TU who is in violation or what? I know something's fishy here, but I'm not versed enough in this stuff to really know what it is, exactly.And if it is Sprint PCS re-aging, do I send them an intent to sue letter or a DV? I HATE that company--this debt isn't even mine in the first place--so if I've got em by the short and curlies I wanna beat em down, but more importantly I want these off my credit report. [Edit by Xanathos on Monday, May 26, 2003 @ 11:54 AM] Link to comment Share on other sites More sharing options...
Swede Posted May 26, 2003 Report Share Posted May 26, 2003 It's definately a duplicate account but it's impossible to tell if it's been re-aged. "Placed date" isn't the 7 year clock on any of the reports and for TU, you have to call them to find out when the 7 years are up because they don't list that date. Link to comment Share on other sites More sharing options...
Lizzy Posted May 27, 2003 Report Share Posted May 27, 2003 Ok, I got my results from EQ. They didn't report what was dropped off but they have 3 things lsited as results. 2 cap ones went from charged off to charged off- closed by consumer what the heck is that? Do they not tell you if it has been verified? These 2 dropped of my EX report. Liz Link to comment Share on other sites More sharing options...
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