seajay Posted May 30, 2003 Report Share Posted May 30, 2003 Hi !Equifax lists "companies that requested your credit file" on report.Some inquiries show "PRM" and some show "AR" (account review???) next to the name of the company making inquiry. Some do not have either of these abbreviations next to them.What is "PRM" and am I right that "AR" is account review???Which ones are hard inquiries and which ones soft?? Which ones are the hurtful ones? I searched message board but couldn't find anything similar. Would appreciate anyone's input !!! Link to comment Share on other sites More sharing options...
sisflomi Posted May 30, 2003 Report Share Posted May 30, 2003 PRM is promotional ~ pre approved offersAnything that has an abrev before it should be soft and not hurt your score. If it says EU it is a hard from a third party end user, like a company online that might pull your credit for a mortgage. AR is account review. If you look really hard at your report you will see them all listed with explainitions. Link to comment Share on other sites More sharing options...
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