Anonymous Posted May 31, 2003 Report Share Posted May 31, 2003 I'm in the process currently of disputing my own credit reports and about to start the process with my wife. My question is pertaining to the 3 in 1 that Equifax offers - has anyone tried it and does it accurately reflect all listings from all agancies? I've heard most 3 in 1 reports don't list everything. Link to comment Share on other sites More sharing options...
crofttk Posted May 31, 2003 Report Share Posted May 31, 2003 I think you'll find most folks across this and other boards in agreement that you're better off going and getting individual reports direct from each of the three CRAs.3-in-1 reports generally can be incomplete and don't carry the weight needed for disputes at each CRA.In fact, you'll usually end up paying more for a 3-in-1 than the 3x$9 plus (possibly) tax set by law for individual CRA reports.In certain circumstances and/or states you also can get these CRA reports for free. Link to comment Share on other sites More sharing options...
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