Anonymous Posted June 3, 2003 Report Share Posted June 3, 2003 I just signed up for the $1 for 3 months and pulled my report.My EQ score I thought was a 640 or so, and they say its a 527, thats over a 100 point difference... What gives here, could my score have droped that much in 2 days? Link to comment Share on other sites More sharing options...
sisflomi Posted June 3, 2003 Report Share Posted June 3, 2003 Its not a fico score that pg gives you, its like the experian score, just what pg thinks it should be. Link to comment Share on other sites More sharing options...
Anonymous Posted June 3, 2003 Author Report Share Posted June 3, 2003 Oh, so in other words, it don't mean ****...My EX score on credit expert says 612, so that is not accurate either?I know the score at EQ is something like a 640.Thanks!That service looks terrible. I like the credit expert a lot better. Link to comment Share on other sites More sharing options...
morrow Posted June 3, 2003 Report Share Posted June 3, 2003 Sorry sweetie, your EX score isnt real either You can only get that if a lender gives it to you. Link to comment Share on other sites More sharing options...
Anonymous Posted June 3, 2003 Author Report Share Posted June 3, 2003 Would it be lower or higher then when a lender pulls it? Link to comment Share on other sites More sharing options...
crofttk Posted June 3, 2003 Report Share Posted June 3, 2003 It could go either way, AFAIK, after reading about a gazillion threads with people saying how theirs compare.The PG score is a CrediXpert Score based on your EQ file. It won't match FICO. I have read that a few lenders, mainly banks, use CreditXpert scores. Most people focus on FICO.You can get EQ FICO direct from EQ, TU FICO direct from TU (DON'T bother with TU's "Personal Credit Score, that's sold just to make you feel good). You can get both EQ & TU FICO scores from myFICO.com.EX FICO is, of course, like Morrow said. [Edit by crofttk on Monday, June 2, 2003 @ 11:20 PM] Link to comment Share on other sites More sharing options...
morrow Posted June 3, 2003 Report Share Posted June 3, 2003 <blockquote>Originally posted by crofttk(DON'T bother with TU's "Personal Credit Score, that's sold just to make you feel good).</blockquote>TU SCORE SUCKS a$$!! I pulled mine the other day and it was like 473! WTF is that about! Then I pulled my TU FICO which was almost 80 points higher and morrow was much happier Link to comment Share on other sites More sharing options...
Anonymous Posted June 3, 2003 Author Report Share Posted June 3, 2003 Thanks for the feedback. Link to comment Share on other sites More sharing options...
crofttk Posted June 3, 2003 Report Share Posted June 3, 2003 <blockquote>Originally posted by morrow...TU SCORE SUCKS a$$!! I pulled mine the other day and it was like 473! WTF is that about!...</blockquote> :ooh: Unlike everyone else, I think they just got it in for you, Morrow !!! [Edit by crofttk on Tuesday, June 3, 2003 @ 07:58 AM] Link to comment Share on other sites More sharing options...
fixerupper Posted June 3, 2003 Report Share Posted June 3, 2003 Damn! I was hoping to be seeing my "real" score to see how I was doing! Now I'm going to have to have my realtor pull it for me again to see all three scores! Maybe this time the report won't be 22 pages long! (all three bureaus!) Link to comment Share on other sites More sharing options...
VeeGee Posted June 3, 2003 Report Share Posted June 3, 2003 So what you guys are saying is the real fico score comes from the lender? When I had my credit checked from my lender...he told me my score was 722. When I got all 3 individual scores from each CRA...my scores were lower? Which is the real score? I'm confused lol Link to comment Share on other sites More sharing options...
VeeGee Posted June 3, 2003 Report Share Posted June 3, 2003 So what you guys are saying is the real fico score comes from the lender? When I had my credit checked from my lender...he told me my score was 722. When I got all 3 individual scores from each CRA...my scores were lower? Which is the real score? I'm confused lol Link to comment Share on other sites More sharing options...
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