Waxworks Posted July 1, 2003 Report Share Posted July 1, 2003 I just read the fine print within my EX. I notice the charge-offs (paid), are reporting more than one charge-off date. I assumed they only reported the initial date of charge-off and go from there. Also, they report the DOLA, as the date the charge-off was PAID. Ugh. I am calling EX when they rear thier uglies to the tele, and "try" to dispute this. Link to comment Share on other sites More sharing options...
thefall Posted July 1, 2003 Report Share Posted July 1, 2003 My cap1 chargeoff reports as "chargeoff 06/00, 07/00, 08/00..." etc. Also within those are numerous "120 days or more past due". I thought it had to be either/or-how can I be past due with a chargeoff. I think they want to make it look as ugly as possible.Another thing is I settled for less than owed and the FICO formula is using the balance in its calculation to determine debt ratio which is costing me. In fact there are so many errors in the way that cap1 is reporting to the 3 CRA's I can , and will be able to dispute a new thing every month for the next 3 years. I will be working on them next. Link to comment Share on other sites More sharing options...
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