sisflomi Posted August 13, 2003 Report Share Posted August 13, 2003 My tu score is at 652 right now. I know kohls pulls TU, but they dont have instant approval online. I will have to go in to the store and do it. I dont want to if anyone has done this and gotten denied with same scores. Does anyone know what they require for score? Link to comment Share on other sites More sharing options...
sisflomi Posted August 14, 2003 Author Report Share Posted August 14, 2003 Well its got to be over 652 to get, can tell everyone that much. Link to comment Share on other sites More sharing options...
Lizzy Posted August 14, 2003 Report Share Posted August 14, 2003 Sis, did you apply yet? I hate applying in the store for a card. I hate hearing NO...SORRY. I love Khols...I buy alot of my sons clothiong there and they have pretty good deals when they have sales. And it seems every time I have applied, there is a line of people behind me and they all hear SORRY. And I look like a loser I am wanting a WalMart Card and have the application here. But...I am scared to apply because I am not sure of who they pull and a score. Liz Link to comment Share on other sites More sharing options...
sisflomi Posted August 14, 2003 Author Report Share Posted August 14, 2003 Walmart pulls TU for the walmart visa. Not sure what the store card pulls though. I did apply and it was the 7-10 day notice. UGGG, I know its a NO. I went to the store close to closing time and went right to customer service. Nobody was there to hear anything that was going on. I want to see the reason though. MY TU accounts all just disappeared off my report again, good bad what have you. I have one good one bad left. Just wanted to see if they are actually seeing the same report I am. I have a 652 fico now. I don't think my file is split, just think there was a mistake somewhere on TU's part.I also applied for the chase walmart visa, they dont do instant approval, its 7-10 for everyone. I will let you know next week how that went. Link to comment Share on other sites More sharing options...
edubb007 Posted August 17, 2003 Report Share Posted August 17, 2003 *Bump*What's the word??? Link to comment Share on other sites More sharing options...
nativechild48 Posted August 17, 2003 Report Share Posted August 17, 2003 Walmart has two cards a visa through chase bank which is harder to get than a walmart through monogram bank, which is currently in a civil suit. If your credit score is lower than 670 along with not many yrs. of positive tradelines try the one with monogram bank. You cannot get cash, just make purchase, and the interest is higher, but it can come in handy like fir an airconditioner and there is no annual fee. Link to comment Share on other sites More sharing options...
nativechild48 Posted August 17, 2003 Report Share Posted August 17, 2003 Walmart has two cards a visa through chase bank which is harder to get than a walmart through monogram bank, which is currently in a civil suit. If your credit score is lower than 670 along with not many yrs. of positive tradelines try the one with monogram bank. You cannot get cash, just make purchase, and the interest is higher, but it can come in handy like for an airconditioner and there is no annual fee. Link to comment Share on other sites More sharing options...
nativechild48 Posted August 17, 2003 Report Share Posted August 17, 2003 Walmart has two cards a visa through chase bank which is harder to get than a walmart through monogram bank, which is currently in a civil suit. If your credit score is lower than 670 along with not many yrs. of positive tradelines try the one with monogram bank. You cannot get cash, just make purchase, and the interest is higher, but it can come in handy like for an airconditioner and there is no annual fee. Link to comment Share on other sites More sharing options...
Lizzy Posted August 17, 2003 Report Share Posted August 17, 2003 I would like to get the store card not the visa. I wonder what CRA they pull from. I think I will research it 8) Liz Link to comment Share on other sites More sharing options...
sisflomi Posted September 4, 2003 Author Report Share Posted September 4, 2003 They Pull TU, and don't have online applications for Walmart card. I am going to call tomorrow and see if I can get this card. The reason the kohls denied me was not enough credit!!! Link to comment Share on other sites More sharing options...
Lizzy Posted September 4, 2003 Report Share Posted September 4, 2003 I applied for WM over the phone awhile back and got denied. They pulled EQ in Ohio. Good luck Sis! Liz Link to comment Share on other sites More sharing options...
sisflomi Posted September 4, 2003 Author Report Share Posted September 4, 2003 Liz do you know what your score was? I called and the do all three reports, but EQ is the prefered one. I am not gonna do it, she said its kinda random which one the pick. Link to comment Share on other sites More sharing options...
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