dannyj Posted August 13, 2003 Report Share Posted August 13, 2003 I am in the process of suing First Premier. I would close the account, but i'm worried that if I do they will UDF and bullseye the CRA's with the history of the account. I have sucessfuly removed the account from TU and EFX, Ony EXP is being a PITA. I'm also worried that if I dont close the account, they will pull my credit report and see that I have had the accounts removed by EFX and TU.If I close the account then they cant1) pull my credit2) put the account/derogs back on the report.Catch my quagmire?Any help is appreciated. Link to comment Share on other sites More sharing options...
sisflomi Posted August 15, 2003 Report Share Posted August 15, 2003 Do you owe them money? If you do even if you close it, they can still pull your reports. If you close it and there is no balance left, it should not be reported again after it is closed, but I see there are updates on my good closed accounts. I know cards I closed and paid off before 98 show lda from 2001. So even though they have been closed, the creditors must still do some form of reporting and updates. I don't think closing is going to give you what you are looking for. Link to comment Share on other sites More sharing options...
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