Ainzboogie Posted August 14, 2003 Report Share Posted August 14, 2003 Ok everyone, I need some help here. Here is the situation. Last year I had moved out of an apartment building in the middle of a lease. Last month when I checked my credit report it had a CA on there. I had not recieved a letter from the apartment complex management. I recently sent a validation letter to them. They in turn sent me the following. Statement of Security Deposit Accounts which includes everything related to me leaving. A print out of my rent history and Security Deposit Disposition Report. From what I've read in the post should I go back have them properly validate with my signature. Need help here as I would like to stick it to them if possible. Any thoughts on this? Link to comment Share on other sites More sharing options...
ghacorp Posted August 15, 2003 Report Share Posted August 15, 2003 The question is, would it be solid-enough for them to win a judgment or to invoke other means of collection, probably yes. Wouldn't you suspect that if the management company sued, they would be able to produce sufficient proof you didn't comply with the lease, assuming there was a lease in the first place? You could "stick" it to them by declaring bankruptcy if they sue, but it sounds like this collection could be a gooey one because the creditor appears organized sufficiently to convince a judge there has been a breach. The most likely scenario is a lenthy collection cycle and a negative credit entry as opposed to a lawsuit for a small amount of money. Link to comment Share on other sites More sharing options...
ADSOFT Posted August 15, 2003 Report Share Posted August 15, 2003 Ok everyone, I need some help here. Here is the situation. Last year I had moved out of an apartment building in the middle of a lease. Last month when I checked my credit report it had a CA on there. I had not recieved a letter from the apartment complex management. I recently sent a validation letter to them. They in turn sent me the following. Statement of Security Deposit Accounts which includes everything related to me leaving. A print out of my rent history and Security Deposit Disposition Report. From what I've read in the post should I go back have them properly validate with my signature. Need help here as I would like to stick it to them if possible. Any thoughts on this?Well, did they provide you with a contract and signature and terms that add up to what they are reporting? Link to comment Share on other sites More sharing options...
Ainzboogie Posted August 16, 2003 Author Report Share Posted August 16, 2003 No contract or anything with my signature of any sort. Plus, when I called the apartment complex, they said that when they sold the account to the CA they gave them all their paperwork supposely. Link to comment Share on other sites More sharing options...
ghacorp Posted August 16, 2003 Report Share Posted August 16, 2003 Given there was no lease agreement or contractual agreement, send the CA a letter requesting they drop the matter as there is obviously nothing legally binding or legally collectable. If they purchased the debt the loss is their responsibility. It is very unusual to have people occupy apartments without a lease agreement, security deposit and in the beginning a consumer credit check at the renters expense. Link to comment Share on other sites More sharing options...
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