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Getting Old tradelines deleted, which date to go by?


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On my TU report all the tradelines say Updated, Opened, Placed, Paid Off and Closed. Which date do I go by to have negative tradelines deleted in 7years? I called TU and they said they use the closed date. Which date should they legally use?

Experian report says Date Opened/Reported Since AND Date of status/Last Reported

Equifax report says Date Opened, Date of Last Activity and Date Reported. And I noticed that the date of last activity and date reported are current on a few accounts that are negative but are back in 1991. How could they possibly show any activity when that was included in my chpt7 BK years ago?

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