Jump to content

2nd OC Dispute Question


tarheel99
 Share

Recommended Posts

I just got the green cards back from my second OC DV letters after they failed to respond at all to my first letters.

I am going to dispute them online with the CRAs, but I'm not sure what to put as the reason for my dispute. I have previously disputed them as "not mine" and had them "verified" by the CRAs.

Can I dispute them as "not mine" again since the OCs haven't proven they are mine yet or is there a different reason I can use?

Link to comment
Share on other sites

It depends really on how long ago you disputed these as not mine. If it was in the last two months, you need to use a different reason.

Dispute Excuses:

Not mine

Wrong amount

Wrong account number

Wrong original creditor

Wrong Charge-off Date

Wrong Date of Last Ativity

Wrong Balance

Wrong Credit limit

Wrong Status( there is about 20 right there)

Wrong High Credit (....the highest amount you used)

I didn't pay late that month

Link to comment
Share on other sites

Guest
This topic is now closed to further replies.
 Share

×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.