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what to do with EQUIFAX


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Hey Swede and all others...I had to relog into this board under new name...thanks for all the help you guys have provided...

Question is - I disputed over phone an item on my report - as included in bankrupcy as opposed to not my account etc....the CRA - Equifax got no response from the creditor in 30 days...can they update my report to "included in bankrupcy" or do they have to delete the item...I know I didnt do CMRR my stupid fault....anyways help and tell me if I have recourse...

FCRA states if not verified within 30 days have to delete the item right?


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