horns Posted August 16, 2003 Report Share Posted August 16, 2003 I called an OC the other day and told them that we moved a few years ago and forgot about the "bill" ($494). Actually, we did!. So I told the lady, I was sorry, BLAH BLAH BLAH BLAH. I then told her I would fed ex her a check as soon as I see that my CR is reporting paid in full or pays as agreed. Well, the whole tradeline was deleted--that was fine with me because it was OLD and not that much $.Anything to get a charge off off of your report is a good thing!!!Others might want to try this scenario--it worked very nicely for me...Good luck...HornsPS...FICO score went up 26 points as well... Link to comment Share on other sites More sharing options...
kb9tbq Posted August 18, 2003 Report Share Posted August 18, 2003 That is nice that they did this for you, and a modest boost your your credit score also. 8) Link to comment Share on other sites More sharing options...
FixCredit Posted August 18, 2003 Report Share Posted August 18, 2003 That's great! I have two paid CO's on my account that I am having trouble getting off. Link to comment Share on other sites More sharing options...
bizwiz41 Posted August 18, 2003 Report Share Posted August 18, 2003 Way to go Horns!! Congrats!!So far I've had better results w/ the "Goodwill" approach myself. 1 CA and 1 30 day removed w/ "requests". Still others pending for me and my wife.Thanks, as this success story was good for my motivation also!! Link to comment Share on other sites More sharing options...
Recommended Posts