BrainDonor Posted August 17, 2003 Report Share Posted August 17, 2003 Anyone?...anyone?...Bueller? Link to comment Share on other sites More sharing options...
michigangirl530 Posted August 17, 2003 Report Share Posted August 17, 2003 i hav always seen on the boards that u dont send oc a dv letter but i took a chance and they sent my dv letter back and asked for ss# and copy of credit report i ignored it and sent second letter after i sent it they deleted account. account was from providian Link to comment Share on other sites More sharing options...
ADSOFT Posted August 17, 2003 Report Share Posted August 17, 2003 Paid Collections can usually come off if you dispute 6 mos to 9 mos after paying them off. The CA have no need to keep records once you pay them!! Link to comment Share on other sites More sharing options...
Swede Posted August 17, 2003 Report Share Posted August 17, 2003 i hav always seen on the boards that u dont send oc a dv letter but i took a chance and they sent my dv letter back and asked for ss# and copy of credit report i ignored it and sent second letter after i sent it they deleted account. account was from providianYou don't ask for Debt Validation under the FDCPA because it doesn't apply to OC's and should you end up in court you wouldn't want to sue under incorrect statutes. However, you most certainly can communicate directly with them and ask for proof but you would normally do so under the FCRA. On the other hand, some OC's aren't aware that the FDCPA doesn't apply to them so they may conform and you can always get lucky. Congrats on the deletion though Link to comment Share on other sites More sharing options...
michigangirl530 Posted August 17, 2003 Report Share Posted August 17, 2003 swede u assuming that they didnt understand and i was lucky they deleted it. Link to comment Share on other sites More sharing options...
Recommended Posts