SHEPER Posted August 19, 2003 Report Share Posted August 19, 2003 This collection agency says that don"t have to prove that i owe this , claims she is calling trans union and have this collection added on my report , this bill is 6yrs old several collection agency has tried to collect this debt , all im asking is for someone to show me the contract that was signed what is my next step Help!!!!! Link to comment Share on other sites More sharing options...
paw67 Posted August 19, 2003 Report Share Posted August 19, 2003 Did you send them a DV letter via CMRRR? If so, then they cannot add it to your TU report (or any other report) without validating. If you have not sent the dv letter do it NOW. Also, not sure from your post if you spoke with them on the phone or not but do NOT ever speak with them on the phone. Send them a limited cease & desist letter stating that all contact be in writing via mail. What type of account is this (cc, utility, medical etc)? Have you checked what the sol is yet? It is possible that the item in question is passed the statute of limitations also and that would be something you could use if necessary.Good luck!paw67 Link to comment Share on other sites More sharing options...
Swede Posted August 19, 2003 Report Share Posted August 19, 2003 Yep, everything that Paw said...... the limited C&D normally goes in the DV letter but if you didn't send that, do it now. NEVER EVER TALK ON THE PHONE WITH THESE NITWITS.... Link to comment Share on other sites More sharing options...
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