Kthrich Posted August 21, 2003 Report Share Posted August 21, 2003 I disputed the CA and got it deleted off my report, now the OC has come along and decide it was gona report it as a charge off. On my report the date opened is Unknown .When the CA was reporting it the date opened was 02/02 and reported which was a lie . The account was opened probably back in 2000 . Anyways what is the best aproach I should take on having a good chance at getting this deleted?Thank you people for all your help!! You have helped me delete 13 out of 16 negative items. Link to comment Share on other sites More sharing options...
morrow Posted August 21, 2003 Report Share Posted August 21, 2003 Dispute it with the CRAs as *not mine* If that doesnt work, try wrong account #, wrong balance, date opened incorrect, items within the account. These things are harder to verify thus hopefully ending in deletion. Link to comment Share on other sites More sharing options...
Kthrich Posted August 21, 2003 Author Report Share Posted August 21, 2003 I did dispute as not mine and it was verified this month . So you think I should go with wrong date or something like that? Link to comment Share on other sites More sharing options...
morrow Posted August 21, 2003 Report Share Posted August 21, 2003 Thats what Im sayin Link to comment Share on other sites More sharing options...
brianxxv Posted August 26, 2003 Report Share Posted August 26, 2003 I have had the same thing happen to me. I have successfully disputed 3 CA's and they relented and removed neg TL's (execpt one, which changed balance to $0 which i don't think is legal either). Now 2 OC's have popped up on my CR. So do I dispute with them or just dispute with CRA's for individual items for each acount until they get pulled? Another thing, one of the OC's changed the DLA to this month, I assume because they reposted on my CR. I know that can't be legal, right? Link to comment Share on other sites More sharing options...
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