LAB Posted August 21, 2003 Report Share Posted August 21, 2003 Hi, I am going crazy I don't know what to do next?I have a charge on my cr that was in my ex-husbandsname and mine there was a zero balance andno late at the time, he closed it and open in another accountnumber and told them to take my name off then he charged and never paid 60 days late etc...now they are saying i am responsable toI mailed them 2 DV letters, called them never heard anythingback.Also sent letter to the cra and exp did delete it (thank god)but nothing from the other 2 cra. Can any one help What next.Lab Link to comment Share on other sites More sharing options...
michigangirl530 Posted August 23, 2003 Report Share Posted August 23, 2003 bump Link to comment Share on other sites More sharing options...
retmar Posted August 23, 2003 Report Share Posted August 23, 2003 The OC is not bound by the FDCPA, therefore, your DV means nothing to them. What you need to do is have them prove to you that you signed the contract on the new account. You will also need to have your EX clarify what had happened. I don't think they can hold you liable if the previous was closed with a zero and he opened a new w/o your name. That would be the best way to start in clearing this up. Link to comment Share on other sites More sharing options...
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