michigangirl530 Posted August 23, 2003 Report Share Posted August 23, 2003 i read on another topic that spiegel went bankrupt so i disputed with cra waited two weeks and it was gone. Link to comment Share on other sites More sharing options...
VaSwtness Posted August 24, 2003 Report Share Posted August 24, 2003 Why can't I have all these companies going bankrupt listed on my CRs? Geez, I guess somebody has to deal with all the others! But, then again, it's just my luck! Congrats on your removal!!!!!!! Link to comment Share on other sites More sharing options...
michigangirl530 Posted August 24, 2003 Author Report Share Posted August 24, 2003 i thought the same way you did but i kept trying and by trying it gave me more confidence. theyll come off ur reports it just takes time and patience. Link to comment Share on other sites More sharing options...
Capepuffin Posted August 24, 2003 Report Share Posted August 24, 2003 Ok, so fill me in on who else has gone BK?I wish that Providian and Crap 1 would! Did Sears go BK? I have a bone to pick w/them! Link to comment Share on other sites More sharing options...
michigangirl530 Posted August 24, 2003 Author Report Share Posted August 24, 2003 havent heard of sears yet but i reading something about providian today ill have to search again. been reading all day have no life Link to comment Share on other sites More sharing options...
curlytop Posted August 24, 2003 Report Share Posted August 24, 2003 Congrats, Michigangirl! That's fantastic! I don't have a life anymore either since I found this board. I figure it will pay off later though and the life I will have will be better for it. This stuff has been hanging over my head for 6 YEARS!!!Thanks for all your happy encouragements, too!P.S.- I believe OSI went belly up, too. I was getting ready to dispute them on my EQ and they disappeared. Still on TU. I just disputed. Should come off...I hope! Link to comment Share on other sites More sharing options...
Watsonsbag Posted August 24, 2003 Report Share Posted August 24, 2003 What effect does creditor bankruptcy have on a person's score? Feel very dumb asking but would like to know what happens in these cases. My 1st mortgage lender, Conseco, went bankrupt. Also Nextcard. Heard Sears sold off their finance division.Hmmm....did Spiegels use Household Finance as their financial agent? A lot of those that did went belly up. Just curious. Link to comment Share on other sites More sharing options...
Fenrir Posted August 24, 2003 Report Share Posted August 24, 2003 I discovered that Chase purchased at least some of the Providian accounts. Link to comment Share on other sites More sharing options...
michigangirl530 Posted August 24, 2003 Author Report Share Posted August 24, 2003 thanks u guys curlytop they did i was reading a post last night and if i recall correctly its on buddhibbs. watsonbag theres no dumb question some companies sell to others to try to collect and some dont. i may b wrong but i think it has no effect on ur score they just wont b reporting. if the trade line is negative then it would b to ur advantage to have it removed Link to comment Share on other sites More sharing options...
Recommended Posts