credithound Posted August 26, 2003 Report Share Posted August 26, 2003 I know I shouldn't post here but no one goes to the CC site. What are people's scores and what CRA was pulled. Please answer this since it helps me to gauge the right vibe on whether to apply.I need lots of feedback Sis, Kbt, Croft, Swede, Michigangirl, curlytop, and others Link to comment Share on other sites More sharing options...
sisflomi Posted August 26, 2003 Report Share Posted August 26, 2003 They pull eq and I think they need scores over 580 or so. They don't give any out with public records. They didn't for us anyway. Link to comment Share on other sites More sharing options...
Raimondi65 Posted August 26, 2003 Report Share Posted August 26, 2003 Sis,Do you think it would be helpful to put our public records in dispute and then apply? Link to comment Share on other sites More sharing options...
sisflomi Posted August 26, 2003 Report Share Posted August 26, 2003 You can try that, I did have bf's bk in dispute and they came back with we don't do pb records. They didnt even offer him a rebuilder card. I had it in dispute with target, and he got the target card a month after he filed the bk. Link to comment Share on other sites More sharing options...
credithound Posted August 26, 2003 Author Report Share Posted August 26, 2003 That would be helpful to know DC whether we should dispute the public record. After all you can get a UP card by doing this. Link to comment Share on other sites More sharing options...
credithound Posted August 26, 2003 Author Report Share Posted August 26, 2003 I have only 1 judgement on EQ! I want Chevron and Target as my Xmas presents. A Union Plus Card would also be topping the list. Link to comment Share on other sites More sharing options...
michigangirl530 Posted August 26, 2003 Report Share Posted August 26, 2003 paw 67 applied for regular card and was denied with 580 but was offered rebuilder card. and credit hound if u had any other cards that are associated with target and didnt pay ull probably not get target. i applied for target and i had a hudsons card back in the late 80s and they sent letter stating i all ready had a card Link to comment Share on other sites More sharing options...
credithound Posted August 26, 2003 Author Report Share Posted August 26, 2003 I only have a CO from Merrick Bank, Providian, and Crapitol OneI applied with Target and declined. So I'll wait! Still cleaning up the mess. I will say that UP looks good around the holidays. That is why I am feverishly cleaning EQ. 15 deletes Only 9 left I have lots of ways to get them off. Having fun though Link to comment Share on other sites More sharing options...
michigangirl530 Posted August 26, 2003 Report Share Posted August 26, 2003 good luck credithound Link to comment Share on other sites More sharing options...
creditmess Posted August 26, 2003 Report Share Posted August 26, 2003 They pulled EX for me with score in 599 I think.... I had unpaid judgement on my EX back then. Keep in mind that I was denied regular card but they did give me their rebuilder card Link to comment Share on other sites More sharing options...
credithound Posted August 26, 2003 Author Report Share Posted August 26, 2003 What was their CL ? Can you use the card to buy in their stores or repair stations? Or is it strictly a gas card. Link to comment Share on other sites More sharing options...
Raimondi65 Posted August 26, 2003 Report Share Posted August 26, 2003 I would like to get my scores a little higher in the 600's and then dispute the BK. So far sounds like Target and Union Plus are my best shot with pub rec in dispute. Lets hope by Christmas I might have some luck.Still have a few disputes pending....does the letter writting ever end?? Link to comment Share on other sites More sharing options...
Raimondi65 Posted August 26, 2003 Report Share Posted August 26, 2003 Hey Sis-Just noticed your avatar is missing......... Link to comment Share on other sites More sharing options...
credithound Posted August 26, 2003 Author Report Share Posted August 26, 2003 I have 3 collection agencies in dispute. Non have replied and coming close to 30 days very soon. They will get another 15 day letter. I will appeal to the CRA's for their lack of DV.So with that I will up the steam as they have 5 days left! Already NCO is in violation for illegal posting during a DV period. Link to comment Share on other sites More sharing options...
paw67 Posted August 26, 2003 Report Share Posted August 26, 2003 DH applied for the chevron card and was denied, but offered rebuilder. They pulled his EQ, score at the time was about 580 and he had 7, yes 7 public records 2 that are not his, 3 that were paid and 2 unpaid. He also had 2 paid & 1 unpaid charge off and 2 medical collections. He got the rebuilder card with a $300 limit and an annual fee of $30. He accepted the offer and has been happy with the card so far except that they are a little slow to update cra's (and don't report cl to EQ & EXP). He only had the 2 medical collection and 1 of the charge offs in dispute at the time. They manually reviewed his credit report and also, when he called to accept the offer for the rebuilder card he was asked a few questions reguarding his employment. It gave him the impression that the in fact called to verify his employment.Good luck if you decide to apply.paw67 Link to comment Share on other sites More sharing options...
Recommended Posts