Recommended Posts

I received the visa in July with an EQ of 694. $700 limit and 18.9% :shock: interest. At the time I had 1 paid au charge-off, 1 open collection (not in dispute), 3 positive tl's (oldest was 2 years) and 4 recent inq's.

Hope this helps.

paw67

Link to post
Share on other sites

Target is good for re-establishing; I went from a 500.00 guest card to a 2,900 target visa, and waited until close to anniversary and negotiated a lower interest rate. If you get the visa they will reduce your interest rate after you maintain good history with your other CC's and them but you sometimes have to call and ask "key" close to your anniversary. :D

Link to post
Share on other sites
Guest
This topic is now closed to further replies.