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third party communication


tanglewood
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am i correct in my interpretation that a CA cant talk to anyone but me about specific financial info (as per Section 804 subsection 1-3 and Section 805b)? a CA called my folks (my previous listed address and phone # five years ago) twice for me, and gave them the lowdown: how much i owe, cost of lawyers fees if i didnt pay, and even how much they would settle for.

i NEVER answer the phone, andi have an automated v/m message on my machine with just my number, not my name, so maybe he could claim he wasnt sure if it was my #.. but he did leave msg's for me on it.

am i w/in my rights to file a complaint (BBB, FTC, atty gen) or threaten to do so if he calls them again? will it even make a difference?

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I believe collectors can talk to only following about the specifics of debt:

1. Debtor

2. Spouse of a debtor (some states you can't. eg. IA)

3. Debtor's attorney

4. Anyone debtor has given permission to talk to

Personally, I have talked to debtor's mom/dad if they pressed me what the call was about. Most of the time we don't though.

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