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maybe an easy one for most


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What do you do if something is on your credit and you call to pay it off, but the people say that it is out of their

system because it has been soo ooooo long? They told me they would send me a letter to send to the credit company,

but they never did. Every time I call they give me the run around, take about 30 minutes looking for the account and

than find out that it has been perged. So, I get nowhere. YEIKS> credit is definately a challanging ga

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<blockquote>Originally posted by lizzylu

What do you do if something is on your credit and you call to pay it off, but the people say that it is out of their

system because it has been soo ooooo long? They told me they would send me a letter to send to the credit company,

but they never did. Every time I call they give me the run around, take about 30 minutes looking for the account and

than find out that it has been perged. So, I get nowhere. YEIKS> credit is definately a challanging ga

</blockquote>

Have you disputed it with the Credit Reporting Agencies (CRAs) yet? That should be your first step. Dispute as "not my account" and see what falls off :D

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