Jump to content

Paid Collection


Anonymous
 Share

Recommended Posts

I paid a collection to an agency and autorized a check over the telephone. The check cleared in two days. Approximately six months later I began receiving letters stating the debt was still owed. I requested a copy of the cancelled check from my bank showing that the debt had been paid and to whom. To date, they continue to say I still owe and that my account had NSF, even after I provided them with proof. What do I do now?

Link to comment
Share on other sites

Send them a letter with the proof you paid and an intent to sue letter. They are violation of the FDCPA for trying to collect on a debt which you don't owe. (It doesn't exactly say that if they try and collect on a paid debt that they are in violation, but I think this can be inferred.)

Link to comment
Share on other sites

But don't send them a copy of the check. I read on another board where someone did that and the CA or OC put the same check through somehow and got paid AGAIN!

I'm not sure how this is possible, but they supposedly did it.

I'd try and get a letter from the OC stating that the account is paid.

Link to comment
Share on other sites

Guest
This topic is now closed to further replies.
 Share

×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.