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SOL has expired and should I used "debt validation&quot


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My debt was charged off at mid 97. The SOL has long expired(3 years after that). It was a supid mistake i made when I was in the college. The amount was $3000+ that I cannot afford to pay at that that time. I am ready to rebuild my credit now. But the "charge off" really bringing me a lot of inconvenient. Plus the 7 yrs limit(that I can remove the negetive remark from my credit report) would not happens for another 2 years.

Can I use "debt validation" to get the negetive thingy off my report. Thanks for you help.

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