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Cap 1 - try to arrange a deal?


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I have a Cap 1 card that was a payoff for a sold account from UCNB (don't even get me started on that whole mess!). Anyway, I also have a charge off on a Cap 1 card from a few years ago. It has gone to judgment and I would definitely prefer to set it up so that I pay it back as part of my credit card payments (which I've been very anal about paying on time.

Do you guys think it's worth a shot? Cap 1 offered me the card in August 2002 with an $851 balance and I paid it off before Christmas and have been using it ever since. I figure it can't hurt to give it a shot, but I'm not sure if it's worth it or not. I'd hate to get my hopes up.

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