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Big Wally

Cap 1 Reporting

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Have a couple of Capital One "joint" accts --the accounts are current. If only one party does a Ch7, the other is obviously still going to have to continue to pay but how is the reporting handled. The party with the Ch7 would be noted as included in BK, but being its a joint acount does this notation go on the partys credit reporting who continues to pay the bill. Seems like they'd be getting penalized if its noted -- Am I correct that the "stay" is only in favor of against filing party and not against the account as a whole? Anybody whose already filed have any real world experience on this?

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