Randysbarb Posted September 23, 2003 Report Share Posted September 23, 2003 Whats up with this? I have a WK report showing accounts all the way back to 1994. Any ideas? I have been a big dispute with these gurus but this stinks!!! I just tried to purchase the score on MYFICO. Thank you for your interest in FICO-Scored TransUnion Credit Profile. We regret we are unable to fulfill your order request because your credit report does not currently contain enough information to meet the minimum scoring criteria required to calculate a FICO® score. In order for a FICO score to be calculated, a report must contain: At least one account which has been open for six months or more. At least one account that has been updated in the past six months. No indication of deceased on the credit report. The minimum criteria is designed to ensure that there is enough recent information in the report on which to base a FICO score. If interested, you may obtain a copy of your TransUnion Credit Profile online (without FICO score) by clicking here, which will link you to TransUnion who will process your request. Note, your credit card has not been charged for this request. Note also that your credit report was accessed to provide this service, which will be reflected by a Fair Isaac inquiry that the credit bureau will post to your credit file. The Fair Isaac inquiry is labeled such that it will not affect your credit rating. Link to comment Share on other sites More sharing options...
kb9tbq Posted September 24, 2003 Report Share Posted September 24, 2003 At least one account that has been updated in the past six months.This is your problem most likely...Have you had an active account in the last 6 months... something which you have recently charged to and paid down.. with a month to month payment history? If not, it does not matter what the rest of the credit report shows... because the scoring system has to be kick started by recent activity to get the rest pulled in.Sry, tried editing your post... boy somedays it does no good being monitor as many times as I have slipped up doing that. Link to comment Share on other sites More sharing options...
sisflomi Posted September 24, 2003 Report Share Posted September 24, 2003 I get the same thing from them for BF's report on EXP. Hes not dead, wait, let me check.....um, nope, hes alive, he also has a target that is reporting each month and hhbk mc that reports each month. So, there really is no reason why, other than the fraud alert on his report maybe. But exp won't even let us have a report now either. They are all nuts. Link to comment Share on other sites More sharing options...
Randysbarb Posted September 24, 2003 Author Report Share Posted September 24, 2003 Crap 1 CO was update in June 2003. But it is in dispute. Link to comment Share on other sites More sharing options...
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