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Tooleman

problem with collection

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for some reason I have a collection showing up twice on my report.. and when I investigate they come back verified.. has this happend to anyone..

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Yes it has. Usually your report will state who they are collecting for. If it doesn't, send a DV letter to the CA and request validation of the collection. They will send you the name of the creditor who requested the collection. Continue your disputes from there.

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on the report it says who they are collecting for.. both have the same account number and everything.. so I should send a letter saying duplacate..

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If all the info is the same, including the dates, then it is a duplicate. If they returned the collection to the OC and the OC sent it back to them at a later date, it's a second collection account.

It wouldn't hurt to dispute as duplicate either way.

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