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Tooleman

accounts in bankrupcy

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I filed bankrupcy, and I was wondering what my accounts will say when it gets on the report.. will it say in bankrupcy and with a 0 balance.. and will the collections come off.. cuzz they cant collect from me..

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What you do first is dispute any bad account as not mine and see what you can get deleted. Then any that come back as verified, you dispute as inc in bk. It should show iib and no balance. Most creditors wont report the bk unless you dispute it. Some will play with you for a while, cause you pissed them off. One day it will say iib and one day it will say co. Keep at them till they get the idea your not playing the game back with them. Collections can stay on the report if they were already there when you filed. If they report after the bk, then you can hit em hard.

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