ElorraM Posted September 27, 2003 Report Share Posted September 27, 2003 TU reinserted a deleted item they could not verify (so I never did send a DV letter to the CA). I found out when I applied for a loan. I'm not happy. I went online to worthknowing.com to made sure, and sure enough there it was. I know about the law that they have to notify you in writing within 5 business days if they reinsert a removed item.I'm not sure exactly when they did reinsert it. My last copy of my CR from TU is dated 9/10/03, so somewhere between now and then. Should I start counting from this Monday to make sure, then take action? (btw should you add an additional 5 days to that for mail time?) Should I follow a small claims suit or write them a letter telling them to remove it or I will file suit? Can't they just remove it, then put it back on and notify me in writing? How can I stop them from doing this?Credit bureaus if they reinsert a removed item from your credit report without notifying you in writing within 5 business days. Link to comment Share on other sites More sharing options...
michigangirl530 Posted September 27, 2003 Report Share Posted September 27, 2003 im sorry to hear that i would send them a letter of reinsertion and i also sent copy of report that showed account and then a copy where it was deleted. i hope that helps tu can b a pita Link to comment Share on other sites More sharing options...
creditraptor Posted September 28, 2003 Report Share Posted September 28, 2003 if they did not send you a letter of reinsertion within 5 business days of the reinsertion....demand it be deleted per FCRA...its very clear in the FCRA that this must occur, send them an ITS letter based on that information. Stand your ground on it. Link to comment Share on other sites More sharing options...
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