curlytop Posted September 29, 2003 Report Share Posted September 29, 2003 I just checked my mailbox. Still no letter from EQ. Three accts disappeared, but three stayed. It has been 39 days by my count. They had their 5 days for mailing. What do you think? Time for a letter? Link to comment Share on other sites More sharing options...
sisflomi Posted September 29, 2003 Report Share Posted September 29, 2003 First give them a call and see whats up. Do the other three still show in dispute or not? See what they tell you.Give them till the end of the week to get the letter to you if the other accounts show they are done and staying. If they show still indispute, I would tell them on the phone their time is up and they need to delete. Link to comment Share on other sites More sharing options...
curlytop Posted September 29, 2003 Author Report Share Posted September 29, 2003 EQ doesn't seem to mark in dispute anymore. The dispute notation came off way before the results were due all on the same day and they haven't marked my new disputes at all yet. I will try calling, but I've already given them 39 days. It was online though, so I hope it will work. Now I wish I had CMRRR. Link to comment Share on other sites More sharing options...
sisflomi Posted September 29, 2003 Report Share Posted September 29, 2003 As long as you printed it out, you should be okay. I only say give them till the end of the week casue if you ever took it to a judge, the judge would say, well, you did get it two days later, we cant help the usps is so slow!!!I always print mine out, before I send it, and then again after I send it. And I keep the email they send saying they got it. I dont think that EQ or exp sends that, just TU. Link to comment Share on other sites More sharing options...
curlytop Posted September 29, 2003 Author Report Share Posted September 29, 2003 I will give them a couple more days then.Which section of the FCRA states that they have 5 business days to send it? I couldn't find it, only the reinsertion 5 business day rule.Thanks! Link to comment Share on other sites More sharing options...
sisflomi Posted September 29, 2003 Report Share Posted September 29, 2003 6) Notice of results of reinvestigation. (A) In general. A consumer reporting agency shall provide written notice to a consumer of the results of a reinvestigation under this subsection not later than 5 business days after the completion of the reinvestigation, by mail or, if authorized by the consumer for that purpose, by other means available to the agency.( Contents. As part of, or in addition to, the notice under subparagraph (A), a consumer reporting agency shall provide to a consumer in writing before the expiration of the 5-day period referred to in subparagraph (A) (i) a statement that the reinvestigation is completed;(ii) a consumer report that is based upon the consumer's file as that file is revised as a result of the reinvestigation;(iii) a notice that, if requested by the consumer, a description of the procedure used to determine the accuracy and completeness of the information shall be provided to the consumer by the agency, including the business name and address of any furnisher of information contacted in connection with such information and the telephone number of such furnisher, if reasonably available;(iv) a notice that the consumer has the right to add a statement to the consumer's file disputing the accuracy or completeness of the information; and(v) a notice that the consumer has the right to request under subsection (d) that the consumer reporting agency furnish notifications under that subsection. Link to comment Share on other sites More sharing options...
curlytop Posted September 29, 2003 Author Report Share Posted September 29, 2003 Thanks! Link to comment Share on other sites More sharing options...
curlytop Posted September 29, 2003 Author Report Share Posted September 29, 2003 Sis, just called. Talked to the nicest rep (named Earl). He said results were sent out the 19th. I asked him to read them for me. 2 more were deleted then I thought!!! So, I'll give them a break on the mailing time!!! Link to comment Share on other sites More sharing options...
sisflomi Posted September 29, 2003 Report Share Posted September 29, 2003 lol, I read on the other link. Congrats to you. Link to comment Share on other sites More sharing options...
michigangirl530 Posted September 30, 2003 Report Share Posted September 30, 2003 congrats curlytop Link to comment Share on other sites More sharing options...
Recommended Posts