gumshoe Posted September 30, 2003 Report Share Posted September 30, 2003 It seems like I can't make the progress I need...here is the latest;Pulled TU report from WK and BOOM a new CA has been inserted SNC Indiana $1732. And for some reason they gave TU a former address and it is now showing as my CURRENT address which is totally false. I disputed it online. My wife and I would like to buy a house in the middle of next year June/July or so. Seems like this will set me back. I also have a judgement that is $447. I have disputed it twice and EX keeps verifying. The last time I disputed it was in July. I guess I should wait another month or so. I may just pay the damn thing to get rid of it. In the last 4 days I have had the following :Arrow Financial-I finally had this item removed from TU then BOOM I pulled a copy of my EQ and there it is. Sherman Acquistition-added to EX on FridayCFC Financial Added to EX on friday.. Added to TU today but under a different name SBC Indiana.Arrow Financial Services verified teir alleged debt with EX but have ignored my letters.WTF....This debt is still in SOL I think it expires in July 2004.OSI/AFNI will not drop from EX no matter how many times I dispute them. I just do not know what to do. My wife has great credit and i do not want to get a house just in her name. That would limit the house we could get and i just don't think i could stomach that. I sometimes feel like a deadbeat. I know that i am far from that but these debts just will not go away. I can't give up and I will never give up.. These scumabgs will not win. Maybe I need a different way of aproaching things. Any advice. Should i send Arrow a DV what about the judgement. I wanted to sue AFNI but i only have them on two violations. I sent the an ITS letter and have received the green card. OSI is in the same boat. I am sorry if this is too much infor but i just had to get it off my chest. Whew!!! Link to comment Share on other sites More sharing options...
kb9tbq Posted September 30, 2003 Report Share Posted September 30, 2003 Pulled TU report from WK and BOOM a new CA has been inserted SNC Indiana $1732. And for some reason they gave TU a former address and it is now showing as my CURRENT address which is totally false. I also have a judgement that is $447. I have disputed it twice and EX keeps verifying. I may just pay the damn thing to get rid of it. In the last 4 days I have had the followingOn the judgment - I would recommend negotiating for settlement, because even if you get it off of your credit report... most likely the lender will still know of its existance!Arrow Financial-I finally had this item removed from TU then BOOM I pulled a copy of my EQ and there it is. Sherman Acquistition-added to EX on FridayCFC Financial Added to EX on friday.. Added to TU today but under a different name SBC Indiana.Arrow Financial Services verified teir alleged debt with EX but have ignored my letters.WTF....This debt is still in SOL I think it expires in July 2004.Are these all new adds, or re-insertions? For the ones you know are re-inserted - write them a letter back letting them know that you want them removed, provided you did not get the 5 day notification that they added back.OSI/AFNI will not drop from EX no matter how many times I dispute them. I can't give up and I will never give up.. These scumabgs will not win. Maybe I need a different way of aproaching things. Any advice. Should i send Arrow a DV what about the judgement. I wanted to sue AFNI but i only have them on two violations. I sent the an ITS letter and have received the green card. OSI is in the same boat. I am sorry if this is too much infor but i just had to get it off my chest. Whew!!!You need to hold up and dispute CHOD, just let them set for a bit... you still have time to go. Shoot for Thanksgiving... most likely Christmas time will be better for what you are wanting to accomplish. You have time here for what you are wanting - you can do this! Link to comment Share on other sites More sharing options...
gumshoe Posted September 30, 2003 Author Report Share Posted September 30, 2003 How would I negotitate a settlement with the judgement? The entry says Marion Pike Township. Would I send them a letter?Those weren't re-insertions. The funny thing is.. the SBC entry is from five years ago when i lived in Indiana....!!!! Resided there only four months. Arrow was deleted from TU then i found them on my EQ.Thanks for the help. Link to comment Share on other sites More sharing options...
kb9tbq Posted September 30, 2003 Report Share Posted September 30, 2003 How would I negotitate a settlement with the judgement? The entry says Marion Pike Township. Would I send them a letter?What you do is ocntact the court house to get the contact information on the plaintiff - then send correspondence to them... agree to settle if they will dismiss the judgment! That is what you work for is removal.Those weren't re-insertions. The funny thing is.. the SBC entry is from five years ago when i lived in Indiana....!!!! Resided there only four months. Arrow was deleted from TU then i found them on my EQ.Thanks for the help.Have you cleaned up the past addresses and name deviations on your credit report.. if not do so (Curlytop - is good at this part). Get this done first... but in the mean time - if you know some of these had been re-inserted for a fact. Then write them back and point out the fact of the matter... I know they will honor your request for removal (I have had to do this once already with TransUnion & they did take it off the following month).You will get there... just that you need to step back and do some fine tunning on your credit repair! Link to comment Share on other sites More sharing options...
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