nexus1467 Posted September 30, 2003 Report Share Posted September 30, 2003 Can someone answer this,We had one of our CC made joint by accident. (Long story) Now my CR is showing the past history of the account before it was made a joint account. So deragitory info that happended to the account prior to it being made a joint account is showing as if it was mine all along. Is there not an FTC reg on this?HELP!!!!!! please Link to comment Share on other sites More sharing options...
kb9tbq Posted September 30, 2003 Report Share Posted September 30, 2003 Sorry, that is the status on the account... you would want the account holder to terminate your relationship with this account, and request that they remove or if they don't then for them to make it no status so that it don't affect the credit scores. Same thing happens when you get co-signer accounts & authorized user accounts... the only thing going right now to protecting you is if the original account holder filed bankruptcy... then they would have to insure not to show the bankruptcy on your credit report. Link to comment Share on other sites More sharing options...
nexus1467 Posted October 1, 2003 Author Report Share Posted October 1, 2003 They will not correct the problem. Even though I call and said that the joining was a mistake and should have never happened in the first place. They are being total jerks over it. That is why I am looking for any way to force them to fix the error. I am ready to take them to court so any legal statues, reference case law, or any other legal examples to help me in a legal sute would help. Link to comment Share on other sites More sharing options...
kb9tbq Posted October 1, 2003 Report Share Posted October 1, 2003 You can check a sticky over in the Collection Section - which I originally posted giving links to legal help in this matter to see if you can find a good lawyer to help you out in this matter - ok.If you can get their word in the matter... push for them to put it in writing!! - or even the next time you call get it on tape recorder... anyway you can to get your foot in the door on this issue!!! Best of wishes in this matter. Link to comment Share on other sites More sharing options...
Recommended Posts