Jump to content

File deleted: CA still calling


floridagal
 Share

Recommended Posts

Hello all!!

Dec 2002 had credit card deleted from credit file...it is now back on (with out notice) along with CA trying to collect. Have others where I got the file deleted now have CA trying to collect. My question is once OC is deleted can CA still try to collect? What is the best way to deal with this? Thanks for your time!! :roll:

Link to comment
Share on other sites

If you had it deleted as a result of an investigation and it was reinserted without proper notification then you can demand permanent deletion.

However, it being on your credit report or not has no legal bearing on whether you still owe the debt, whether they can assign it or sell it to a CA, or whether they can continue collecting on the debt.

Yes, you can demand permanent deletion; however, CA can't properly validate the debt then they can still try to collect on it. Have you DVed them yet?

Link to comment
Share on other sites

Guest
This topic is now closed to further replies.
 Share

×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.